Sentinel — the FCRA enforcement and guidance index · Loosn
Sentinel
What federal regulators have actually said about credit reporting
Loosn reads CFPB and FTC publications so its dispute letters can cite the current record instead of a generic template. This is that record, in the open. Every entry links to the primary source, so nothing here has to be taken on our word.
8 documents tracked · Most recent entry added Aug 17, 2026
What this is
A working index, not an archive. It holds what Loosn tracks today for the purpose of writing accurate dispute letters — federal enforcement actions and agency guidance on credit reporting. It is not complete, it is not legal advice, and it does not tell you what will happen in your case.
What it is not
Not a prediction and not a promise. An enforcement action against one company says what a regulator did about that company. It does not mean a bureau will remove anything from your report, and nobody — including us — can tell you what your outcome will be. You can dispute inaccurate information directly with the credit bureaus yourself, free of charge.
FTCfederal
FTC Stops Sprawling Credit Repair Scheme that Scammed Consumers Out of Nearly $200 Million
Published: Aug 10, 2026 · Added to corpus: Aug 17, 2026
When you generate a dispute letter, Loosn searches this corpus for material relevant to your specific item and offers it to the drafting model as supporting context. Authorities without a public URL are never offered — if a letter cites something, you can open it.
Read the guides
The dispute process itself, section by section, with the statute each rule comes from.